£900 Loans

Looking for a £900 loan to fund a financial emergency? Let Little Loans take over the search. If your application is approved by one of our lenders, your money could be sent the same day.^*

Using Little Loans to search for your £900 loan

• Little Loans is a credit broker, working with a large panel of lenders, all of whom are authorised and regulated by the Financial Conduct Authority (FCA).
• Our service is free to use.
• No-obligation quote.
• Check your eligibility before you apply in just 60 seconds with no impact to your credit score.**
• All credit scores welcome to check their eligibility.

Can I get a £900 payday loan?

Payday loans are usually required to be repaid in full within a month.

The lenders on the Little Loans panel do not offer payday loans. Instead, they provide short-term loans with varying repayment terms to suit you, allowing you to spread the cost of your borrowing.

When thinking about a short-term loan, you should be aware that the longer your loan term, the more you will repay in interest.

How long can I borrow £900 for?

Little Loans can search the lenders on our panel for a short-term £900 loan with repayment terms of either 3, 6, or 12 months.

Can I apply for a £900 loan?

You can use Little Loans to search for a £900 loan if you:

• Are over the age of 18;
• Are a UK resident;
• Have a UK bank account with a valid debit card; and
• Have a regular source of income paid directly into your bank account.

Can I get a £900 loan with bad credit?

Little Loans works with several lenders who specialise in loans for those with bad or poor credit history who are willing to consider applications from people with all credit scores.

If you have bad credit and your loan application is accepted, you may find that you’re offered a loan at a higher interest rate. In some cases, you might not be able to borrow as much money as you need. A responsible lender will want to make sure that any loan offer is affordable and manageable for you.

How can I check my eligibility for a £900 loan?

If you’re worried that your credit score might hold you back when applying for a £900 loan, you can use our free eligibility checker to understand your chances of approval beforehand.

Little Loans use soft search technology to check your eligibility, which will only be visible on your credit file to you, and us.

Checking your eligibility will not harm your credit score. If we find you a loan and you decide to go ahead and make a full application with the lender, a hard search will be carried out by them. Undergoing multiple hard searches within a short period of time could have a negative impact on your credit score. It’s also worth noting that hard searches will also remain on your credit file for up to 12 months.

The Little Loans process

1. Tell us how long you’d like to borrow £900 for. You can choose repayment terms from 3 to 12 months. Complete our straightforward online form.
2. We’ll run a soft search and scan our panel of lenders for a suitable loan.
3. If we find you a loan, you’ll be directed to the lender’s website. Please be aware that being matched with a loan does not guarantee that you’ll be accepted by the lender and all applications are subject to affordability.
4. Should you decide to go ahead and make a full application, the lender will carry out some further checks, including a hard search. This will affect your credit score.
5. If you pass the lender’s checks, you will be sent a loan agreement. Make sure that you’re happy with the terms and conditions of the loan before you sign and return the agreement.

What happens if I can no longer afford the repayments on my £900 loan?

If you’ve taken out a £900 loan that you’re struggling to repay, you should get in touch with your lender.

They will be able to talk you through any options that may be available.

Please don’t suffer in silence. While it can be tempting to ignore the problem, making late repayments or missing them altogether can have serious financial consequences, such as possible late fees and additional charges, and could cause a decline in your credit score.

Worried about money? You’re not alone.

If you’re experiencing money worries, please consider reaching out to any of the following charities and organisations: StepChange, MoneyHelper, Citizens Advice, and National Debtline. Each one offers free, confidential support on a range of topics, including money and debt management.

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*The time it takes for the money to become available in your account will depend on your bank’s policies and procedures.

**Little Loans use soft search technology to check your eligibility and search for a loan, which will not affect your credit score. If we find you a loan, and you choose to make a full application directly with the lender, a hard search will be carried out by the loan provider. A hard search will remain on your credit file for up to 12 months, and multiple hard searches within a short period of time could have a negative impact on your credit score.