AZUREmoney

Written by:

Cara Bradley

5 minutes mins read

Updated: 13th August 2024

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AZUREmoney is no longer accepting applications for loans. If you’re looking to borrow up to £10,000, Little Loans could help you search for a suitable loan.

Who was AZUREmoney?

AZUREmoney was a trading name of Beauly Financial Services Limited. With a London based head office, AZUREmoney was a direct lender of short-term loans, with a set repayment term of 36 months.

Is AZUREmoney still trading?

Unfortunately not. AZUREmoney announced that as of 10th February 2020, they would no longer be offering loans to new or existing customers.
AZUREmoney further stated that the news would bring no change for existing customers, and loans should continue to be repaid in line with the terms and conditions set out within the credit agreement.

Why choose Little Loans as your AZUREmoney alternative?

Little Loans is a credit broker, not a lender. We work with a large panel of responsible lenders, who offer short-term personal loans.

• Loans from £100 to £10,000.
• Repayment terms between 3 and 60 months, depending how much you apply to borrow.
• Little Loans, and all the lenders on our panel, are authorised and regulated by the Financial Conduct Authority (FCA).
• Our service is free to use.
• No-obligation quotes.

Who can use Little Loans to search for a loan?

You’re welcome to use Little Loans if you meet the following criteria:

• You’re over the age of 18;
• You’re a UK resident;
• You have a UK bank account and a valid debit card; and
• You have a regular source of income paid into your bank account.

Can I get a loan with bad credit?

Several of the lenders on the Little Loans panel specialise in loans for those with poor credit history.

Getting approved for a loan with bad credit could be possible, although you should bear in mind that you’re likely to be offered high rates of interest, and you might not be able to borrow as much money as you’d like.

Check your eligibility before you apply

If you’re worried about your credit score, you can use our free eligibility checker before you apply. In just 60 seconds, the checker will reveal your chances of approval, with no impact to your credit score.

Please be aware that if you’re matched a loan and make a full application directly with the lender, you’ll be required to undergo a hard credit search, which will remain on your credit file for up to 12 months. Too many hard searches over a short period of time could harm your credit score.

How can I use Little Loans to search for a loan?

The Little Loans procedure has been designed to be as straightforward as possible. Here’s what you can expect:

1. Tell us how much money you need, how long you’d like to repay it over, and complete our online form. This should take no more than five minutes.
2. In just 60 seconds, we’ll run a soft search on your financial history and scan our panel of lenders for a suitable match.
3. If we find you a loan, you will be redirected to the lender’s website, where you can find out more. If you’re happy to proceed, you will be asked to provide the lender with some further information.
4. At this stage, the lender will carry out a hard search. Remember, hard searches will remain on your credit file for up to 12 months, and could negatively affect your credit score if performed too often.
5. If the lender is happy with the outcome of their checks, they will send you a loan agreement. Take your time in reading through the terms and conditions before deciding whether to sign and return.

I’ve been approved for a loan. When will my money be sent?

Every lender will have their own payout timeframe. Some of the lenders on the Little Loans panel are able to send your money the same day as your application is approved, although the time it takes for the funds to appear in your account will depend on your bank’s policies and procedures.
You can usually find payout timeframe expectations on the lender’s website.

What if I miss a repayment?

Making a late repayment or missing one altogether could result in additional charges and fees, as well as a decline to your credit score.
If you’re struggling with your repayments, you should contact your lender as soon as you can. They will be able to discuss any options that might be available to you to help ease the pressure.

I’m worried about money. What can I do?

We understand how daunting money worries can be, and we’d like to take this opportunity to let you know about some charities and organisations that offer free, impartial advice.
For money and debt management guidance, you can visit any one of the following sites: StepChange, MoneyHelper, Citizens Advice, and National Debtline.

This article is from June 2024; all information was correct at the time of writing.