Evlo

Written by:

Cara Bradley

5 minutes mins read

Updated: 3rd February 2025

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Little Loans is a credit broker, and we’re proud to work with a panel of over 30 trusted and responsible lenders. We’d like to take this opportunity to introduce you to Evlo.

Who is Evlo?

Evlo is a trading style of Everyday Lending Limited, who were established in 2006. They are authorised and regulated by the Financial Conduct Authority (FCA), and you can find their company information on the FCA register here.

On their website, Evlo state the following:

“We can genuinely offer a case-by-case approach to customers. This, in certain cases, means we can be more flexible in deciding when and how much we lend. We may be able to help even if you’ve had problems with your credit in the past.”

What sort of loan amounts and repayment terms do Evlo offer?

With Evlo, you can apply for a loan between £1,000 and £15,000. Depending on the amount of money you borrow, you can repay your loan across terms of 18 to 60 months.

What interest does Evlo charge?

Evlo advertise a Representative Annual Percentage rate (APR) of 99.9%. This means that at least 51% of successful applications will be offered either this rate or lower.

The following Representative Example can be found on Evlo’s website:

“Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £237.75 per month. Interest Payable £2,706. Total Repayable £5,706.”

Will I be charged any application or upfront fees with Evlo?

No, you won’t be charged any application or upfront fees when you apply for a loan with Evlo.

Could I get a loan with Evlo?

You can apply for a loan with Evlo if you:

• Are over the age of 18;
• Live in the UK; and
• Have a UK bank account.

Can I get an Evlo loan with bad credit?

You might be able to apply for a loan with Evlo, even if you have a history of bad credit. Evlo specialise in loans for people with bad credit, and could be willing to consider your application.

Can I apply for an Evlo loan online?

Yes, your Evlo application can be made online.

However, to complete your loan, you will need to call your local Evlo branch to finalise your application with one of their friendly representatives. This provides you with a great opportunity to ask any questions you may have about your loan.

Where can I find Evlo reviews?

You can find customer reviews of Evlo on their Trustpilot page.

As of March 2025, Evlo is rated ‘excellent’ on Trustpilot, and 83% of their reviews are 5*.

I searched for a loan with Little Loans and was matched with Evlo; who should I contact if I have a question?

Little Loans is a credit broker. If you have a question regarding the loan search carried out on our site, you’re more than welcome to get in touch with our friendly team.

If your query relates to the application process or the loan itself, you’ll need to contact Evlo.

I can no longer afford to make my Evlo loan repayments; what can I do?

In the event that you fall into difficulty when making the repayments on your loan, you should contact Evlo as soon as you can. Evlo understand that financial circumstances can change, and that situations such as a relationship breakdowns or a bereavement could impact your ability to repay the money you’ve borrowed.

Reaching out and asking for help can feel daunting, but you will be treated with empathy and will not be judged for your situation.

If you have any concerns or queries, you should contact the branch where you originally took out the loan. You can search for your local branch and find their contact details here.

Where can I find money and debt advice?

Free, confidential money and debt management support can be accessed through sites such as StepChange, MoneyHelper, Citizens Advice, and National Debtline.