Uncle Buck
Uncle Buck has entered into administration and is no longer accepting applications for direct loans. †
If you’re looking to borrow money, Little Loans could help you search for a loan between £100 and £10,000.
Check your eligibility for a loan today with no impact to your credit score.*
*If you’re matched with one of our lenders and decide to make a full application, you’ll be required to undergo a hard credit search. Hard searches will remain on your credit file for up to 12 months; too many hard searches over a short period of time could have a negative effect on your credit score.
Why choose Little Loans as your Uncle Buck alternative?
- Little Loans, and all the lenders we work with, is authorised and regulated by the Financial Conduct Authority (FCA).
- Repayment terms from 3 to 60 months, depending on how much you apply to borrow.
- We don’t charge any fees for our service.
- All quotes are no-obligation.
Who was Uncle Buck?
Uncle Buck was a trading name of Uncle Buck Finance LLP. They were a direct lender of short-term loans up to £1,000. Customers could choose to repay their loan across either 4- or 6-month terms.
What happened to Uncle Buck?
Uncle Buck ceased trading in March 2020, blaming a ‘deteriorating financial situation.’
Harrisons Business Recovery was named as the appointed administrator.
Can I still apply for a loan with Uncle Buck?
As the company have ceased trading, you can no longer apply for a loan with Uncle Buck.
I want to make a complaint about Uncle Buck; can I still do this?
Previous customers of Uncle Buck are no longer able to make a complaint against the company. The final date to submit a claim against Uncle Buck was February 15, 2021.
Customers who made valid complaints were contacted by the administrators and asked to provide relevant bank details, with applicable refunds being paid no later than April 1, 2021.
In addition to this, the Uncle Buck contact centre closed in March 2021.
Are there any alternatives to Uncle Buck loans?
Yes, there are. If you’re looking for a short-term loan, Little Loans could help you search.
We’re a credit broker, and we work with a panel of responsible lenders who offer personal loans between £100 and £10,000, with repayment terms from 3 to 60 months, depending on how much you apply to borrow.
Who can search for a loan with Little Loans?
You can use Little Loans to search for a loan if you:
- Are over the age of 18;
- Are a UK resident;
- Have a UK bank account and valid debit card; and
- Have a regular source of income paid into your bank account.
Can I search for a loan with Little Loans if I have bad credit?
We welcome people with all credit scores to search for a loan with us. Some of the lenders on our panel specialise in loans for those with bad credit.
While getting a loan with poor credit is not impossible, you should be aware that bad credit loans could come with higher rates of interest and, if approved, you might not be able to borrow the amount of money that you need.
The Little Loans process
The Little Loans process has been designed to be as straightforward as possible. We’ve detailed each stage of the process below to give you an idea of what to expect.
- Select how much money you need to borrow and choose your ideal repayment term. Our online form should take no less than five minutes to complete.
- In just 60 seconds, we’ll carry out a soft search on your financial history and scan our panel of lenders for a suitable loan. A soft search will not impact your credit score.
- If we’ve matched you to a loan, you’ll be redirected to the lender’s website. Here, you can find out more about the loan and decide whether you’d like to proceed.
- Should you wish to make a full application directly with the lender, you’ll be required to undergo a hard credit search. Please be aware that a hard search will remain on your credit file for up to 12 months, and too many hard searches could have a negative effect on your credit score.
- If the lender is happy with the outcome of their checks, you’ll be sent a loan agreement. Take the time to read through the terms and conditions before deciding whether to sign and return.
If approved, how quickly will I receive the money?
If approved, some of the lenders on our panel are able to send your money the same day as your application is received. You should bear in mind that the time it takes for the money to appear in your account will depend on your bank’s policies and procedures.
I’m worried about money; what can I do?
We’re sorry to hear that you’re struggling with money, and we understand how frightening this can be. Whatever you’re going through, please know that help is always available. You can access free, impartial money and debt management advice from various organisations and charities, such as StepChange, MoneyHelper, Citizens Advice, and National Debtline.
† Uncle Buck was a direct lender that went into administration in March 2020. The domain name Uncle Buck was then sold. Uncle Buck is a registered trading name of Chojin Ltd, who are a credit broker, not a lender.
Uncle Buck the direct lender and Uncle Buck the credit broker are two separate entities.
This article is from June 2024; all information was correct at the time of writing.
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Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £480.77. Interest rate: 79.5% pa (fixed). 79.5% APR Representative. We’re a fully regulated and authorised credit broker and not a lender